Bank
€72,500
Insufficient legal basis for data processing
Datum der Entscheidung
5. Oktober 2022
Behörde
Hungarian National Authority for Data Protection and the Freedom of Information (NAIH)
HU
Sektor
Finance, Insurance and Consulting
Land
BG
Recht
GDPRStatus
FINALBeschreibung
The Hungarian DPA has imposed a fine of EUR 72,500 on a bank. An individual had filed a complaint with the DPA. The bank had conducted a credit check on the individual based on a credit application. However, the bank later conducted a second credit check, although the individual had not requested a new credit offer. The DPA therefore found that this second credit check was carried out unlawfully due to the lack of a legal basis.
Juristische Zitate
Art. 5 (2)Art. 6 (1)Art. 12 (1)
Probleme und Verstöße
Insufficient legal basis for data processing