Bank
€72,500
Insufficient legal basis for data processing
Datum odločitve
5. oktober 2022
Organ
Hungarian National Authority for Data Protection and the Freedom of Information (NAIH)
HU
Sektor
Finance, Insurance and Consulting
Država
BG
Zakon
GDPRStatus
FINALOpis
The Hungarian DPA has imposed a fine of EUR 72,500 on a bank. An individual had filed a complaint with the DPA. The bank had conducted a credit check on the individual based on a credit application. However, the bank later conducted a second credit check, although the individual had not requested a new credit offer. The DPA therefore found that this second credit check was carried out unlawfully due to the lack of a legal basis.
Pravne navedbe
Art. 5 (2)Art. 6 (1)Art. 12 (1)
Vprašanja in kršitve
Insufficient legal basis for data processing