Bank
€72,500
Insufficient legal basis for data processing
Decision Date
October 5, 2022
Authority
Hungarian National Authority for Data Protection and the Freedom of Information (NAIH)
HU
Sector
Finance, Insurance and Consulting
Country
BG
Law
GDPRStatus
FINALDescription
The Hungarian DPA has imposed a fine of EUR 72,500 on a bank. An individual had filed a complaint with the DPA. The bank had conducted a credit check on the individual based on a credit application. However, the bank later conducted a second credit check, although the individual had not requested a new credit offer. The DPA therefore found that this second credit check was carried out unlawfully due to the lack of a legal basis.
Legal Citations
Art. 5 (2)Art. 6 (1)Art. 12 (1)
Issues & Violations
Insufficient legal basis for data processing